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Banks and other financial institutions have long been

The advancement of digital technology is enabling ‘fintech’, or a new breed of financial technology, which represents a major reorganization of the services offered in the financial services industry. Banks and other financial institutions have long been entrenched as intermediaries between the financial system financial services offered and consumers. With fintech steroids, the traditional ‘all under one umbrella’ approach of intermediaries is disappearing as people increasingly use computers and mobile devices.

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